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Maxabout.com > Tips
Ensure you never miss a payment.
This is easy to do, simply set up a Direct Debit to pay off the card each month. You can do this for just the minimum repayment, and that way you’ll never be fined. Yet only paying the minimum will leave you in debt virtually for ever, so just consider it a way to ensure there won’t be a penalty – and continue to pay by cheque or card payment each month on top.
Cut the cost of the interest.
The more interest you pay, the less of your money goes towards paying back the actual debt; the more you’re likely to go beyond your limit. It’s easy to slash credit card interest either by shifting your debt to a new card or getting a new card for cheap spending.
Sort out your finances.
It may be that your debts are simply a symptom of overspending. There are a number of ways to combat this, by simply shifting to better value products. If you are getting credit card fines, this is a good way to deal with them.
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