How Does Trip Cancellation Coverage Work?

It is designed to reimburse you for forfeited, nonrefundable, unused payments or deposits if you have to cancel your interrupt your trip due to a variety of situations, including but not limited to inclement weather, illness or another unforeseen event.
 
Depending on your policy, it may also cover:
Emergency medical expenses
Transportation ordered by a doctor to the nearest adequate
medical facility
Reasonable accommodations and travel expenses for travel delays
Essential items you purchase if your baggage is delayed
Lost or stolen luggage